uob particular banking
uob particular banking
Blog Article
UOB Financial institution features several different particular banking products and services built to meet up with the economic requirements of people. Underneath is an in depth overview that may help you recognize The true secret elements and choices.
Forms of Accounts
Financial savings Account: This account allows you to spend less even though earning interest.
Options: Quick access, desire earnings, minimum service fees.
Rewards: Safe place for your resources, prospective advancement by means of fascination.
Present Account: Perfect for day by day transactions and controlling charges.
Attributes: Checkbook facility, overdraft defense.
Benefits: Hassle-free for normal payments and withdrawals.
Fixed Deposit Account: For anyone wanting to make increased desire prices in excess of a hard and fast interval.
Attributes: Mounted expression deposits, bigger interest prices when compared to price savings accounts.
Advantages: Secure expenditure solution with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans that could be employed for many purposes like education or house renovation.
Kinds:
Installment Loans
Credit Strains
Gains: Adaptable repayment conditions, aggressive curiosity prices.
House Loans: Personalized methods for paying for residence or refinancing current mortgages.
Types:
Preset Level Household Financial loan
Floating Charge House Loan
Gains: Unique strategies to here fit person needs, interesting premiums.
Charge cards
UOB delivers A selection of credit cards catering to distinctive life and spending behaviors:
Rewards Playing cards: Generate details on every single buy that may be redeemed for gifts or journey miles.
Cashback Cards: Get funds rebates on daily paying out including groceries and eating out.
Travel Cards: Distinctive Positive aspects like air miles accumulation and vacation insurance policy protection.
Investment decision Products and services
For individuals keen on expanding their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for extended-expression expansion objectives.
Structured Deposits * Brings together the attributes of regular deposits with investment decision items. * Perhaps increased returns but with some possibility involved.
Insurance Merchandise
To shield your self and Your loved ones in opposition to unforeseen occasions:
Everyday living Insurance coverage * Offers economic safety in case of death or vital disease. * Also can serve as a cost savings Resource dependant upon the coverage decided on.
Overall health Insurance plan * Addresses health care bills which includes hospitalization fees. * Essential for mitigating high Health care fees.
Digital Banking Services
Benefit at your fingertips by digital platforms:
Web Banking
Allows you to regulate your finances on-line:
View account balances and transaction heritage
Transfer money in between accounts or pay costs
Make an application for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular apps:
Speedy stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account action
With these thorough offerings, UOB aims to offer personalized banking remedies that cater particularly to unique needs though making certain benefit and safety in all transactions.